December 2008
Is Your Credit Score Costing You A Fortune?
Tip! Check your credit score online with one of the official companies to see what or why your credit score is the level it is. This will help you determine what you can really do to increase your credit score.
While some surveys show that 9 out of 10 ...
Free Credit Report Online - Disadvantages
Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk.
There are just as many disa...
What Is The Credit Score Rating Scale?
Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down.
Understanding your credit score rating scale can seem like a...
November 2008
Raise Your Credit Score In Seven Easy Steps
Tip! Keep old paid off accounts in an open status. If you close an account, it won’t help your FICO score but it could lower your credit score.
How important is it really to repair one’s credit score?
Credit scores are tantamount to oneR...
What Does Your Credit Score Mean?
Tip! Pay off debts to improve credit scores.
You may find yourself asking what does your credit score mean exactly? This is a valid question, many people ask themselves what does a credit rating mean. It is a score that determines how responsible you h...
October 2008
What Does A Good Credit Score Look Like?
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Finding out what is an excellent credit score can be a good first step in a good financia...
Car Loans After Bankruptcy
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
Are you a victim of your own credit misfortunes and had to file for bankruptcy to resolve...
Instant Car Loans - Using Credit Score to Get a Lower Rate
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
Smart car buyers know the advantages of getting pre-approved for a car loan before entering a dealership. Because dealerships have shady practices that involve chargi...
September 2008
Bankruptcy 101: It is 2006, Stay Informed
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
The Basics
I know most of you know about bankruptcy, for those of you that do not, here are some bas...
Bankruptcy Credit Repair: 3 Bandages for Life after Bankruptcy
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
Millions of Americans are forced to declare bankruptcy every year, but even if you’re one of those people, you can begin immedia...
Debt Consolidation Can Be Essential To Your Credit Repair
The Attorney’s Guide To Credit Repair.
Each on us has a particular financial position, and most of us have some kind of debt to return. It can mean both, the big home loan or a small credit card bills. It actually means that all of us depend on ...
High Risk Personal Loans - Fulfill your Financial Need and Improve your Credit Score
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
Are you someone with a poor credit history and no high value...
The Truth About Credit Repair Services
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
Advertisements from credit repair companies can be found on local newspapers, TV, radio, internet, and fliers on the mail and on the s...
August 2008
Bankruptcy: Who is to Blame?
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
Credit Score, Insurance Score and the Cost of Auto Insurance
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
While shopping for auto insurance, an individual always aims for lower cost of insurance. In that case a good credit score may help to lower the cost. Credit score i...
Bankruptcy Interest Increases as Deadline Approaches
Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...
Credit Report: Myth or Reality
Do It Yourself Credit Report Repair. Downloadable eBook with step by step instructions for credit report repair.
1. Is it a myth or reality that you have more than one credit score?
A. Reality. There are 3 credit companies (Equifax, TransUnion, and Exp...
Student Loans Can't Be Swept Away Through Bankruptcy
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
Bankruptcy is in the news these days, as Congress has finally overhauled the Federal bankruptcy law after years of talk...
July 2008
Quick Debt Reduction - Eliminate Debt and Avoid Bankruptcy
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
Some credit card companies offer easy approvals. For this matter, many people become trapped in a vicious cycle. Credit...
June 2008
Free Credit Report - Really
Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...
Debt Consolidation or Bankruptcy
Tip! Even if I file for bankruptcy creditors will still harass me and my family.
Over the last decade Americans have accumulated excessive amounts of debt. Partially fueled by low interest rates and increased equity on houses due to real estate markets...
Considering Ovation Law for Credit Repair? Read this First
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
Are you willing to trust Ovation Law with your credit score? Would you answer the same if you knew they lie to you to get your business?
Ovation Law is o...
Debt Consolidation - How To Avoid Bankruptcy
Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...
Credit Reports - Why Your Credit Score is Important
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
If you have never heard of a FICO score before, you should become familiar wit...
Finding What is on Your Credit Report
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
A credit report is basically a file about you kept by lenders and b...
